Elecrta-Carrefour Club is Electra Consumer Products unified customer credit platform, supporting the Group’s retail and consumer activities through a single, integrated credit card–based membership structure.

The platform enables ongoing customer engagement across everyday consumption and lifestyle categories, while also supporting financial services activity, including credit card usage and the provision of consumer loans.
It provides a consistent framework for data collection, customer analytics, and coordinated commercial and financial activity across the Group’s retail ecosystem.

By leveraging scale, analytics, and long-term customer relationships,
Electra-Carrefour Club supports customer retention, cross-category activity, and sustainable value creation for the Group and its strategic partners.